FAQ Accident Lawyer
HOW SOON SHOULD I HIRE AN ATTORNEY?
Immediately! The sooner you hire us, the sooner we can protect you, start your case, and get your bills paid.
Plus there are downsides to waiting on your case. The longer you wait to start, the higher the chances your insurance company will gather evidence that will make your case harder to resolve. It’s also very easy to forget the details of your accident if you wait months or years to file a claim.
Since we don’t charge anything to start a case, there’s no reason at all for you to delay.
WHAT IS MY PERSONAL INJURY PROTECTION (PIP) MEDICAL COVERAGE?
This is the medical coverage under your own auto insurance policy.
Most PIP policies also include a 12-month lost wage benefit and a $20 per day household services benefit in case you’re seriously injured and need help at home.
The PIP minimum in Utah is $3,000 for each person in a vehicle, but you can increase the amount all the way up to $100,000. PIP policies aren’t always necessary if you already have health insurance, but it’s generally a good idea to have at least $10,000 in PIP just in case.
Talk to your insurance provider to find out what policies they offer.
DO I HAVE A CASE?
It’s hard to tell without talking to you first.
To qualify your case, we’ll ask you a series of questions about your situation and your accident. All of our questions are looking for the three main factors of a personal injury case:
1. Injury— Did your accident cause any type of physical injury? Did this injury interrupt your job or result in any medical bills? Then you’re a prime candidate for a personal injury case.
2. Fault— The other person involved in your accident has to be at fault for a claim to exist. In Utah the law states that they must be at least 51% or more at fault than you.
3. Insurance— The whole point of a personal injury case is convincing the insurance company to pay for your expenses. That means that either you or the other person involved in the accident has to be insured. Otherwise there’s no money to claim. If your situation has all three of these factors, chances are good that you have a case.
HOW DOES THE PROCESS WORK?
Getting a fair settlement requires work from both of us.
Your job as the client is to provide as much detailed information about your accident as possible. Having all the facts is key to winning your case.
Along with information, you’re also responsible for showing up to settlement meetings or to court if necessary. Our job as your representative is to take care of everything else. Aside from communicating directly with the insurance companies, We are also here to support you. We’ll fight for you in any way we can, file all the correct paperwork, take care of the details, and make the entire process as easy as possible. If there’s any way for us to win your case, we will find it.
HOW DO I GET A RENTAL CAR?
If you’ve lost your car in an unfortunate accident, you still need to get to work every day.
The good news is that if you weren’t at fault, the other driver’s insurance should cover a rental car.
Most insurance companies won’t authorize a rental until they’re absolutely convinced that their driver is at fault.
This investigation can cause a delay of days or weeks, but if things do get slowed down, there are a couple ways you can pay for the rental car until the money comes through:
Ask your insurance company if they have rental car coverage. If there is a dispute on your case, you can fall back on your own insurance policy in the meantime.
Put your bill on a credit card. Most credit companies won’t run your payment immediately. This often gives the other driver’s company enough time to accept responsibility and cover the cost.
WHAT HAPPENS IF THE OTHER GUY IS UNINSURED?
In this situation, you can fall back on your own insurance policy to get a fair settlement.
Most policies have UM coverage (uninsured motorist coverage) in case an uninsured driver gets in an accident with you.
In this situation your own insurance company will pay for the damages and medical bills so you can focus on recovering. In any personal injury case, only one person involved in the accident needs to have insurance to pursue your claim.
HOW MUCH DOES IT COST TO HIRE A PERSONAL INJURY ATTORNEY?
Personal injury attorneys represent clients on a “contingency basis,” in which the attorney does not charge for services until the case is resolved. The attorneys in our network provide a FREE initial claim evaluation. Among your many questions to ask, ask how your fee structure works.
HOW WILL I PAY ALL MY MEDICAL BILLS?
If you have been injured, you will likely have medical bills from physicians, hospitals, physical therapists, and other health care providers.
Those bills will be in your name and will typically be sent to your address. You are primarily responsible for paying your bills, regardless of the cause of your injuries.
The at-fault person’s liability insurance carrier will be responsible for paying you reasonable compensation for damages incurred, which includes medical bills.
WHAT KIND OF EVIDENCE MIGHT I NEED IN ORDER TO STRENGTHEN MY CASE?
Anything can be helpful, and it is important to gather as much evidence as you can, as soon as you can.
In addition to photos, police reports, medical notes and other documented evidence, your attorney may try to obtain pictures and videos from traffic cameras, security cameras and statements from witnesses.
WILL ANY INJURIES THAT I HAVE BE APPARENT RIGHT AFTER THE CRASH?
Most injuries related to a car accident are immediate. However, some injuries may not present themselves for days or even weeks after the crash.
This is especially true of soft-tissue injuries, which can be slow to develop, but may lead to prolonged, chronic pain. If asked to give a statement soon after the accident, you should avoid phrases like “I’m fine” or “I wasn’t injured.” If you later develop pain, insurers may try to use these earlier statements against you.
DO I STILL HAVE A CLAIM IF I WAS NOT WEARING A SEAT BELT?
Yes. You may still have a valid claim for personal injury if you weren’t wearing your seat belt in car accident. Utah law requires you to wear a seatbelt. If you are in a car accident and do not have your seatbelt on, you can still bring a claim.
WHO PAYS TO GET MY CAR FIXED AFTER I HAVE BEEN HIT IN AN ACCIDENT?
Ultimately, it is the person who caused the accident that is responsible for the cost of repairing your vehicle.
When the at-fault party’s insurance company accepts liability for the accident, they will work with you to get an appraisal of the damage, determine repair costs, and discuss with you where the vehicle can be taken for the repairs.
ASK ABOUT THEIR CREDENTIALS
A doctor’s credentials will not only demonstrate the training they have received but what conditions are their specialty. Whether they are a chiropractor, physical therapist, or practice in other fields of medicine, verify their educational background before entrusting them with your care.
DO THEY HAVE EXPERIENCE TREATING CAR ACCIDENT INJURIES?
Car accident injuries and their assessment require more training than most general practitioners can offer.
You may want to focus on consulting with a clinic that specializes in collision care. Often, these offices will provide a range of services, including chiropractic and physiotherapy. This type of one-stop shopping for trauma-related injuries is a convenient way for patients to coordinate care.
WHAT DO OTHER PATIENTS HAVE TO SAY?
Always review patient testimonials when researching a physician for treatment of car accident injuries.
If a relative or friend once suffered from similar trauma, ask them what their treatment experience was like and if they would recommend you go to this doctor.
Many medical providers specialize in specific areas of treatment, and your close friends and family are a good benchmark to use depending on the circumstances of your own health issues.
ARE THEY PART OF A MULTI-SPECIALTY MEDICAL CARE NETWORK?
Car crash injuries often need a variety of treatments through different doctors.
You wouldn’t see a chiropractor for a fracture, would you? If your provider isn’t part of a larger clinic with multi-disciplinary specialties, make sure to find out what other medical professionals they partner with to ensure you get the care you need.
This is especially true if you have a critical injury that relies on more than one expert to treat you. Collaborative care between multiple health organizations isn’t all that uncommon due to the scope of injuries sustained in a traumatic collision event.
You can see this important relationship between chiropractic care and pain clinics, or physiotherapists and MRI facilities. These services rely on one another to paint a larger picture of the trauma you have suffered and work together to form the best plan possible to treat it.
DO THEY THOROUGHLY DOCUMENT YOUR ACCIDENT INJURIES AND TREATMENT IN A MEDICAL REPORT?
Documentation and following through with all treatment recommendations are not only a critical part of your recovery but also integral to your injury claim process.
No matter the doctor you choose, verify that they will keep complete records of your care and that everything gets documented according to the standards demanded by the insurance company. This eliminates confusion and minimizes errors, which lead to claim denials.
If you still have questions then contact a injury doctor today to answer questions and help you get the medical attention you need.
DO THEY USE DIAGNOSTIC TESTING AS PART OF THEIR EVALUATION?
Many injury clinics offer a free consultation with no obligation to allow their doctors to evaluate your injuries and answer questions surrounding your accident experience.
They will recommend a preliminary treatment plan and may recommend further testing, such as:
- MRI
- CAT Scan
- Range of Motion Testing
- Neurological Assessment
Practices that offer these types of services are usually patient-focused and do their best to supply quality health care at their facility.
DO THEY ACCEPT NO-FAULT (PIP) INSURANCE AND MEDICAL LIENS?
A significant roadblock for many car accident injury victims is the cost of care. All too often, sufferers are at the mercy of their No-Fault (PIP) coverage or are in the middle of a claim dispute and cannot pay right away.
Finding a medical rehabilitation clinic that lets patients come for care on a lien basis is a challenge, but not impossible. Always clarify the payment policies with any doctor’s office that you choose to get treated at and make sure waiting until your settlement to pay the bill is okay.
DO THEY HAVE A VARIETY OF TREATMENT OPTIONS AND DIAGNOSTIC TESTING AVAILABLE?
The type of treatment options you will have made available to you depends on your injuries and medical history. Ask ahead of time the range of services and procedures that their clinic offers that may help you on your road to recovery.
The larger the variety, the better, but some common accident-related treatments they should offer their patients include
- Epidurals and nerve blocks
- Neurological testing and referrals
- Orthopedic surgery or network providers
- Plastic and reconstructive surgery
- Physical Therapy
- Chiropractic care
- Pharmacy and Medical Equipment
DOES THE DOCTOR HAVE PROPER PRIVACY POLICIES IN PLACE?
The care provider you choose should also keep your medical records confidential, and only share them with physicians that are part of your collaborative care plan, or if you grant a release to specific parties involved in your case. Patient privacy is a vital aspect of care that you should never take for granted.
In summary, it’s best to ask the following ten questions when visiting your doctor after a car accident. Stay safe!
HOW QUICKLY CAN THEY SEE YOU AFTER THE CAR ACCIDENT?
After an accident, it’s vital to receive an assessment and course of treatment as soon as possible, so you need a physician who prioritizes those who haven’t received proper care yet. Find out if their office offers walk-in appointments, or if you can call in with questions about prescribed treatment. Your waiting time for a scheduled visit should be minimal, and if seriously hurt, you should get immediate care options.
QUESTIONS TO ASK YOUR DOCTOR AFTER AN AUTOMOBILE ACCIDENT
Automobile accidents are traumatizing events that can cause minor and major injuries after a violent impact. Find yourself an experienced Salt Lake City car accident doctor that you can trust to provide expert care for your injuries.
This will ensure you receive an appropriate scope of care for your health situation. For many auto crash victims, finding a physician who has the ability to properly diagnose and treat the traumas after a collision is difficult.
Discovering that one’s general practitioner of twenty years cannot offer any assistance because of billing issues comes as a nasty shock to many accident victims.
That is why it is vital to have a list of questions on hand to help you with your search for the ideal doctor to treat your injuries.
Consider some of the typical injuries below that most prospective caregivers should have the training and ability to treat, before placing your well-being in their care:
- Soft tissue injuries
- Musculoskeletal harm
- Nerve damage
- Whiplash
- Fractures
- Traumatic Brain Injury (TBI)
- Dangerous diagnoses requiring spine surgery or orthopedic procedures
Your physician and the office’s supporting medical staff should make every attempt to understand your needs and answer any questions you ask regarding care, recovery, and long-term health goals. Always make sure you are comfortable with a recommended procedure and understand the impact it will have on your life
Call or text our office immediately if you have been involved in a serious car accident leading to serious injuries or death
Time is of the essence.
An experienced car accident lawyer can explain this process to you. We need to gather evidence quickly before it disappears, and you need instructions regarding what evidence you can gather and your medical care.
Consultations are completely free and highly recommended so that you don’t make mistakes that could destroy your case value.
24 -hour attorney hotline:
801-433-8418